Ballin’ on a Budget

The holiday season is quickly approaching which means buying lots of presents. Even though the months leading up to Christmas can be pretty stressful, shopping doesn’t have to be. Here are a handful of ways to stretch your dollar just a little further and tackle everyone on your list.

Get Creative!

Everyone loves a luxury good or a brand name item, but these presents don’t have the same impact as some more creative ideas. Do you have any special skills you can offer as a gift? Maybe you’re really handy and can help fix your neighbor’s roof? Or maybe you’re pretty artistic and can make paintings for your loved ones. If that’s not your thing, think about framing a photo or making a scrapbook, sentimental presents can really hit the spot.

If you’re more of a traditionalist and are going to hit the mall, do it in a smart way!

Make a list.

Buy for who you need to buy for and skip out on those you don’t. If you’re feeling badly about not buying presents for everyone, think about other ways you can celebrate them like baking them cookies or writing them a card.

Make a budget.

It’s always good to know exactly what you’re getting into and to prepare around a fixed number. Decide how much you can spend and stick to it. When you’re tempted to go over-budget, remember your future credit card bills. Interest adds up! Even better: pay in cash. Then you know exactly how much you have spent and you don’t have to worry about those future bills.

Find the discounts!

Many stores will have sales around this time of year. Be sure to start at the sale rack and look for the deals! Websites like RetailMeNot and Honey will tell you all the different codes you can use online to increase your savings. Check them out to score a deal!

Cut corners.

Think about the things that are necessary and the things that are not. Instead of spending loads of money on wrapping paper, use your old newspapers. This is also a great way to be environmentally friendly! If you really want your presents to look pretty, buy your gift bags and wrapping paper from stores like Marshalls, or TJ Maxx, they tend to be a bit cheaper!

Best of luck with all of your shopping and celebrations! We hope these tips make the Christmas season a little more merry for you and yours.

 

 

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